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Fintech and Banking Trends to Watch in 2026

Looking Back to Move Forward

The fintech industry has always relied on bold predictions. In 2025, some of those forecasts materialized: AI-powered customization reshaped customer journeys, digital wallets became ubiquitous, and embedded finance matured. Others, like blockchain based retail payments, remained more hype than reality.

Fintech Trends

News

January 14, 2026

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News

Fintech Trends

Fintech in 2025

Which trends worked and which failed expectations

The year 2025 turned out not so much revolutionary as exceptionally intense in terms of implementing technologies that had been maturing in banks’ and fintechs’ R&D labs for years. Many predictions from previous years finally materialized, while others - despite significant hype - did not deliver expected results.

December 17, 2025

Development

Mobile Banking

Designing Financial Products for Gen Alpha

Gen Alpha, the first generation to grow up entirely within a digital ecosystem, is reshaping banking with their expectations for immediacy, personalisation, and ethical product design.

November 24, 2025

Development

Migrating from Legacy Systems

In an era of instant payments, smart chatbots, and sleek mobile apps, it’s hard to believe that the backbone of global banking still runs on technology from the 1970s and 1980s. Despite the fintech boom and growing customer expectations, institutions continue to rely on legacy systems to process the bulk of financial transactions.

November 13, 2025

Finanteq Solutions

Development

Mobile Banking

The Next Leap: Embedding AI Into the DNA of Your Business

Every era has its defining leap. Industrialisation was one. Digitisation was another. Today, it's embedding artificial intelligence. Not as an experiment, but as a capability within an organisation's core.Executives everywhere ask: How do we move beyond pilots and proofs of concept? How do we make AI secure, compliant, and scalable? Above all, how can we empower our people to innovate with AI, rather than relying on IT teams?

October 13, 2025

Fintech Trends

Security

Mobile Banking

Regulatory Technology Innovations in Modern Banking

Regulatory Technology has grown from a niche concept into an inherent part of the modern banking landscape. A lot of complex financial regulations have been introduced in recent years, which has increased the cost of compliance. Banks are turning to technology-driven tools to keep pace – let’s take a closer look at the solutions of today.

September 25, 2025

Fintech Trends

Mobile Banking

Pocket-Sized Banking: the Rise of Virtual Branches

Think about the last time you made a big financial decision. Perhaps it was applying for a mortgage, exploring investment options, or assisting a family member with loan navigation. Chances are, you didn’t want a chatbot or a static webpage; instead, you wanted a real conversation. Someone who could listen, ask the right questions, and guide you through the complexity.

September 8, 2025

Fintech Trends

Mobile Banking

Finanteq Solutions

Are Smartwatches The Future of Banking?

Rapid evolution of financial technology has changed how we interact with our banks. Mobile apps, contactless payments, one click transactions - convenience has become the key driver of innovation. Now, the spotlight is shifting to an even smaller, more accessible device - the smartwatch.

August 13, 2025

Fintech Trends

AI-Powered Digital Employees in Banking Operations

Back in the day, an employee with digital skills was referred to as a “digital worker”. More recently, the market has redefined that term and described it as a category of software robots that work alongside human coworkers to complete particular tasks or procedures.

July 23, 2025

Security

Zero Trust in Banking

In an era of increasing cyber threats and accelerated digital expansion, traditional perimeter-based cybersecurity models are proving to be inadequate, especially within the financial sector. With a growing attack surface, a more complex IT environment, and greater regulatory scrutiny, banks must shift to more resilient and adaptive security frameworks.

July 8, 2025