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FINANTEQ’s Mobile Token revolutionizes transaction authorization with an integrated, secure, and user-friendly solution. Say goodbye to outdated methods like SMS codes and hardware tokens, and embrace a safer, PSD2-compliant alternative.
Mobile Token is a tool designed to generate one-time passwords (OTP) and authorize various operations, such as transactions and data changes, in both mobile and online banking channels. It allows to conveniently authorize operations using a mobile PIN without the need for rewriting of the SMS code. The tool is utilized for two-factor authentication (2FA) or mobile authentication.
No need to rewrite codes from external devices.
Streamlined processes for logging in and authorizing transactions.
Cheaper than traditional token solutions.
Enjoy lifetime access to FINANTEQ’s Mobile Token with a straightforward one-time fee. No hidden costs or recurring charges - just secure and reliable functionality for your banking app.
Fully adheres to regulatory requirements for secure payments.
Incorporates advanced measures, including behavioral analysis, to protect users.
Beyond transaction authorization, use it for logging in, service onboarding, and more.
Activate token and set a secure PIN.
Update token PIN anytime for enhanced security.
Generate OTPs for general actions without transaction data.
Generate OTPs tied to specific transaction details.
Securely disable the token when it’s no longer needed.
Create something extraordinary with our specialized expertise. We consult your needs, provide an in-depth development plan, and guide you on the best paths for future development. Ready to act immediately, our agile teams deliver efficient support and customized SLA services to keep your product thriving.
Talk to salesFINANTEQ’s Mobile Token is designed to securely authorise a broad range of banking operations. Common applications include transaction authorisation, login authentication, onboarding processes, and confirmation of sensitive data changes. The solution supports both mobile and online banking channels, providing flexibility within modern digital banking environments.
Mobile Token is a fully digital, software-based solution integrated directly into mobile banking applications. It replaces traditional hardware tokens and SMS-based authentication, providing enhanced convenience and security for users.
Implementation timelines vary according to the bank’s infrastructure and the scope of integration. As a ready-to-integrate component, the Mobile Token can be deployed more rapidly than custom-built authentication solutions. FINANTEQ facilitates swift implementation through established methodologies and prebuilt modules.
End users authenticate operations using a secure mobile PIN within the banking application. The system generates one-time passwords (OTPs) or cryptographic confirmations for specific transactions, removing the need for SMS code copying or external devices.
The solution is PSD2-compliant and incorporates advanced security mechanisms, including strong customer authentication (2FA), transaction binding, and behavioural analysis. These measures provide strong fraud resistance while maintaining a seamless user experience.
FINANTEQ is an excellent development partner that supports the customers' full digital banking experience through the app. They execute an agile methodology while delivering quality outputs. Their competence and attention to detail make them stand out.
National Bank of Kuwait
FINANTEQ genuinely understands our needs and has been helping us shape our product development since day one. The app has been launched, and the end users are enjoying it, receiving favorable ratings on both the App Store and Google Play. FINANTEQ uses an agile approach, utilizing Jira and Confluence and communicating via RocketChat and Webex. So far, the client is happy with ongoing support from the team.
BNP Paribas
The app has been nominated in the Mobile Trends Awards and has received high ratings in App Store and Google Play. FINANTEQ’s outstanding work is reflected in a high-quality app that has gone through rigorous testing. The team was agile and utilized multiple communication channels for collaboration.
mBank
Banking is a demanding industry, and the Finanteq Team is well specialized in the field. They are experts who do not only deliver, but also advise on the best possible solution. In my opinion, FINANTEQ consists of excellent professionals with the proper attitude – they are communicative, experienced, proactive, accustomed to solving problems, understanding and accepting "banking realities", and flexible. Most of the developers provided by Finanteq are considered to be top developers among the team members.
Santander Bank Poland
ul. Nałęczowska 16
20-701 Lublin
Poland, European Union
contact@finanteq.com
+48 81 536 9692
FAX: +48 81 536 9695
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